Privacy Policy
Effective August 15, 2026
LoanPilot is built so that we never see your financial information. This policy describes what the app does and doesn't do with your data, in plain language.
Your loan data stays on your device
Everything you enter — loans, balances, income, payments, PSLF records, evidence photos — is stored locally on your iPhone. There is no LoanPilot account, no sign-up, and no server that receives your data. We cannot see, sell, or share what we never receive.
Backups are yours
You can export your data as a backup file at any time. That file goes wherever you choose to save it (Files, iCloud Drive, AirDrop) and is governed by the terms of whatever storage you pick. LoanPilot does not transmit it anywhere itself.
Purchases
Subscriptions are processed by Apple. We use RevenueCat, a payment infrastructure service, to validate subscription status; it receives an anonymous device identifier and purchase receipts from Apple — never your name, email, or loan details. See RevenueCat's privacy policy.
The one network call
Once in a while the app makes a single anonymous request for a small file
(version.json) on this site to learn whether repayment rules have
changed since your app version shipped. This request carries no personal data, no
identifiers, and no cookies. If it fails (or you're offline), the app simply uses
the rules it shipped with.
Crash reports
If your iPhone's settings allow sharing analytics with app developers, Apple provides us aggregated, anonymized crash reports through its standard developer tools. These contain no loan data. You control this in Settings → Privacy & Security → Analytics.
This website
This site sets no cookies and runs no analytics or trackers.
Children
LoanPilot is for adults managing federal student loans and is not directed at children under 13.
Changes
If this policy changes, we'll update this page and the effective date above. Material changes will be noted in the app's release notes.
Contact
Questions? Contact support.